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Welcome to NerdWallet’s Smart Money podcast, where we answer your real money questions.

In this week’s edition: Sean and Liz hear from listeners about the best thing that happened to them this year, what they struggled with, and what they’re most looking forward to in the new year.

Watch this episode on any of these platforms:

Our opinion

Financial gains come in many forms. Sometimes, finding a new job and earning more money can change your life. In other cases, spending time on estate planning is more than enough to help you sleep better at night. Regardless of what you’ve done with your money in 2022, it’s important to celebrate the progress you’ve made toward your financial goals.

Meanwhile, money troubles can be an unforgiving shapeshifter. Your car may break down and you have to buy a new one, just as interest rates are rising. Or you had to move for a new job and had to find an apartment in an expensive area, putting a strain on your budget. It’s a question of when, not if, an unexpected expense occurs. That’s why it’s important to save what you can in an emergency fund, because even a few hundred dollars can mean the difference between covering an expense and having it charged to your credit card.

During the year’s financial ups and downs, exciting changes are always around the corner. Maybe your family will grow in the new year or you’ve planned a big international vacation with your closest friends. Use the time you have to save for these expenses and consider using credit cards to earn points as you spend. So you’ll be able to enjoy the moments when you make smart money moves.

Got a money question? Text or call us at 901-730-6373. Or you can also us [email protected] To listen to previous episodes, visit podcast homepage.



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