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The Conference Board predicts with 96% confidence that the US economy will enter a recession in 2023.

That scenario has Americans worried about their financial prospects next year. A recent poll shows that more than two-thirds (69%) of US adults are worried about an impending recession, with 41% saying they are “unprepared” for tough economic times.

The good news. Financial experts say there are steps you can take to mitigate the effects of a nasty downturn. But you will have to work for it.

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